The stock market is high. We are not in the planting season any more. The tassles are on the corn.We may go higher this year but long term cycles show we are in a topping zone. Unfortunately, most investors will be caught again just like in 1987, 2000, and 2008. What should you do? Make sure you have a plan for risk control on each asset you own. Take some money out of risk and invest in tax free bonds. Read our blog on Tax Free Municipal Bonds With Managed Volatility.We are focused on helping our clients to capture monies they are paying in excess taxes. We are reading about taxes being lowered but unfortunately a lower percentage tax is accompanied by fewer deductions and more fees from both federal and state for everything they can think of. Annual filings, out of state filings, professional fees, gas taxes, utility taxes, sales taxes, soda taxes etc., etc, etc.If you pay more than $21,000 in taxes we can give you legal ideas that will result in substantial savings. How do we do this? We gather information from you. We identify the areas that can save monies for you. We present a blue print to you that focuses on a meaningful goal. Our fees run from $2000 to $10,000 but we guaranty tax savings of two times what you pay. Our experts research and fine tune recommendations for you. You may check out the logic of our recommendations with your experts.Accountants are excellent tax preparers and they are knowledgeable in giving tax advice, but they are so busy that rarely will you receive advice that saves you serious money. I know. I have had accountants for more than 40 years. I bring good suggestions to my accountant. Usually he validates my logic, but when tax time comes he often modifies his opinion in a more conservative way. I have always believed in designing your activity to meet a focused goal on tax preparation day. Just like investments its all about the math. What counts is the net benefit. Higher taxes are okay if it results in a higher net benefit.We intend to be more protective in the years ahead for our clients as we find additional ways to be helpful.